Wednesday , 1 April 2020
Want lower PayPal fees in 2 minutes?  Here’s how.

Want lower PayPal fees in 2 minutes? Here’s how.

Want lower PayPal fees in 2 minutes?  Here’s how.

Jason Malinak of JJMFinance here and I’ve got a quick exercise for you to perform.

PayPal typically charges you 30 cents per transaction plus 2.9% of the value of the sale.  There is a way you can lower this fee to 30 cents + only 2.5%, 2.2% or 1.9%!  Say what!?!?!?  Savings!

Does your Paypal account make at least $3,000 in receipts per month?

Yes? No? Sometimes?

If you answered Yes or Sometimes, follow these steps to apply for merchant status and lower fees:

  1.  Log into your PayPal account.
  2. Click on “Profile and Settings”.
  3. Click on “My Money”.
  4. Click on “Merchant Fees”.
  5. Click on “Apply Now”.
  6. Fill out this short form and click “Submit”.
  7. Find out if you are approved or not for lower merchant rate fees.  It’s immediate!



So, if you just applied and got the approval message – Congrats!  You are now saving at least $144 per year at a minimum . . . $240 if you have monthly revenue of $5,000.  Now, here’s my question to you . . . what will you do with that savings?  I suggest you reinvest it back into your business to make you better for the long-term success of your business.


Check out every business resource I offer in my JJMFinance Etsy shop:  The Everything Bundle.


Check out my self-published book – Finding Your Inner Etsy-preneur.


I have no doubt that each time a small business owner invests in themselves to increase their knowledge and skills the ROI (Return on Investment) is immense.  Hopefully, these few minutes have had a significant ROI for you today or when you eventually reach $3,000 per month in PayPal revenue!

Regards, Jason Malinak – helping your Etsy shop thrive since 2007!

Jason Malinak is a CPA that loves Etsy!  JJMFinance Etsy shop; Author of Etsy-preneurship and Finding Your Inner Etsy-preneur; Editor of

Hello, I’m Jason Malinak, a CPA that loves Etsy!  I’ve been helping Etsy sellers thrive since 2007.  In my Etsy shop, JJMFinance, I offer bookkeeping, tax, legal, and financial know-how and tools.  I have two published books:  Etsy-preneurship and Finding Your Inner Etsy-preneur.  Check out my blog  I love connecting with small business owners, so feel free to reach out to me with any questions.  I enjoy family time, football, reading, and learning.  I value passion, excellence, and trust.









Related Posts Plugin for WordPress, Blogger...


  1. Thank you sooooo much! That’s quite a savings :)

  2. Hey thanks for that, took me 5 seconds to apply and be approved. This will be especially good in the coming holiday months as we will hit the next tier and save even more.

  3. Any idea how to access this feature from the new Paypal layout? Even reverting back to the classic layout doesn’t help as the headers don’t change. I can’t find it anywhere – would love the discount.

  4. This is a wonderful thing however it’s for people who have $3,000 in PayPal statement the previous month who can apply. If they make lessthan $3,000 they ccan be downgraded. Something to keep an eye out for.

  5. Thank you for this reminder it is just unfortunate that in Australia the level is AU$5,000 as we are already meeting the $3,000 amount. We are growing month on month so hopefully $5,000 will not be far away :)

Leave a Reply

Your email address will not be published. Required fields are marked *


You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>